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What about personal pensions?

Personal pensions are bought by people who are self-employed or in employment that does not offer a pension scheme. Their proper name is Retirement Annuity Contracts. Any complaint concerning a personal pension should be investigated by: The Financial Services Ombudsman 3rd Floor, Lincoln House, Lincoln Place, Dublin 2. Locall: 1890 88 2090 Phone: (01) 662 0899 Fax: (01) 662 0890 Website: E-mail: Note: Certain group personal pension plans which are governed by trusts, can be examined by the Pensions Ombudsman, if their assets are not solely made up of insurance policies. If in doubt, please contact us for details.